Payment Terms


No Credit Cards
For the honest people on this planet:
Depending on your purchase amount, using a credit card is not cost effective for YOU (the Buyer) or ZRD (the Seller). ZRD has done extensive research into the costs and the risks for both parties. What follows is our findings and why ZRD's policy is to require payment by check instead of accepting credit cards or even Paypal when an order is placed.

Let's start with the you the buyer. As an example on the lower end, a $1,000usd transaction will add $40 to the selling price. A "middle" transaction of $3,000usd will add $120 to the selling price. A higher transaction ($8,000usd) will add $320 to the selling price. You may say that when I purchase item A, B, or C from company Q, they do not add anything to the price and they accept credit cards. What you may not know is that they have already raised their prices across the board to compensate for this and in fact the cash customers are subsidizing the credit card transactions (sounds a lot like Washington). Yes, but I get reward points, cash, ... Typically, this amounts to $10, $30, $80 (using previous examples) worth of rewards. The net result of every transaction (like this - using a credit card) causes the customer a net loss of $30, $90, $300 (respectively, again).

Most ZRD transactions are not of the overnight, "gotta have it tomorrow" type. We spend the time needed to ensure everything has been considered, arranged, and brought to fulfilment to ensure the customer receives eveything they are expecting (and then some) in order for their needs to be met. ZRD carefully manufactures a custom solution for every customer. ZRD does not use the "One Size Fits All" approach - EVER! We treat every transaction as if, ZRD is the customer.

Now, the - seller's part. ZRD appreciates the convenience for both sides if a credit card were to be used. However, contrary to popular misconception, the seller assumes all of the risk when it comes to accepting a customer's credit card - NOT the credit card company or anyone else. When a merchant agrees to accept a credit card for payment of services or products delivered, the banks, credit card agencies, you name it, ... always have the merchant pay for loss, NEVER THEM! In order to have the honest reputable customers (we have always had) compensate for 1 dishonest person or entity, ZRD would have to raise our prices to offset any losses that would occur. ZRD is not in the insurance business and does not plan on being in it any time soon.

Like everything ZRD does, we are always up front with our reasons why and do not ever hide anything from our customers. ZRD knows you appreciate this about us. This is only one of the many reasons we have frequent repeat customers. No, not to replace ZRD items, but to get additional requirements as needed. Our customers know ZRD is always looking out for their best interests.

We hope this has added reason and clarification as to why ZRD does not accept credit cards at this time. If the rules of agreement change in the future and become more fair, ZRD is open to change, but not with the current set that is in place.

Not that it is required, but should you need any expedited shipment, you always have the opportunity to express mail payment to reduce any time delay. Even this expense is a significant savings over a credit card payment.

For email scammers - Remove ZRD from your list.

ZRD will not assist you to scam honest people's identity you have stolen or steal from ZRD with fraudulent payment:

We are not interested in receiving your supposed free money because of __________ (fill in the blank): The above shows up multiple times daily looking like the following: I am writing you from Scam Group in Scam Country to make a few inquiries. Do you ship overseas? I already know of a freight forwarder that will pick up my packages from your store. Their service is cheaper than that of any other courier, and they are effective in shipping my goods to me here in Scamsville, Scamcountry. Shipping time is estimated to be 3-4 days. I have used their services in the past, and it was splendid. Do you accept credit cards for payment? I have U.S. Visa and Mastercard. Send me a response with your contact details: email, website, and land and mobile phone numbers. Kindly let me know your answers to these questions before I send details about the items I am interested in purchasing from you.

Examples of Content inside the scam:
• I will like to order many of your products
• What is the availability of your products
• We have a shipping company that has been handling our shipments for a long time without any problem
• Our shipper will pick for us up your products from you at your store
• What type of credit card do you accept - we have many credit cards available to use for you to choose from
• Kindly get back to me at or
• Email me with your company name, website address, physical address, phone number, contact name, ....

This is a typical presentation of scam emails we receive daily:

Am Scam Name here. I will like to place an order from you and i am registered with a shipping company whom i have used severally without any delay nor problems with my goods. Before i place these order, i will like to know if i am able to place the order and most important:

1) If i can make payment with my credit cards Visa/Mc because that is the only way i am set for payment for now without no delay.

2) I don't place online orders, can i e-mail my order then you can give me a quote here and make charges to my cards manually on your end ( Credit Card Terminal) Pls Clarify.

And before we continue with this order, i will like it to come to your notice that, I will send you my order and you will get back to me with the total cost of my order. I will send you my credit card to be charged for the total cost of my order and I want you to help me Charge another extra fee from my card for the freight forwarder who will be coming to pick up my ordered items from you. After all the charges have been made, you will help me Wire the shipment fee to the freight forwarder and i will let them know when to come for the pickup as soon as i have the go ahead from you. Please note: I would have given the freight forwarder my credit card for him to deduct the pickup funds but was told that he doesn't have the facility to charge or debit credit cards for now, which is why I bring my vote of confidence in you and i wouldn't want you to betray my trust. So I want you to transfer the funds to him ONLY after you have made the charges on my credit card.

Let me know if this can be done and i will get back to you with my Needed items.Looking forward to your swift response then we can proceed further as soon as possible..

Warmest Regards
Scam Name Here

DISCLAIMER This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to which they are addressed. If you are not the intended recipient, you should not copy it, re-transmit it, use it or disclose its contents, you should notify the sender of receiving the email in error, and immediately delete the copy from your system. Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of Hitech Engineering Corp India Pvt Ltd.. and its subsidiaries. Finally, the recipient should check this email and any attachments for the presence of viruses. HECIPL and its subsidiaries, accepts no liability for any damage caused by any virus transmitted by this email.

We are listing a few Scam Emails ZRD has receievd as examples, but we receive too many to keep it updated
Any errors (typos) in the following emails are copied exactly as they were sent in the fraudster's email. They are not zrd html typos.

Attn:Sales Dept, We need a quote proposal on the Wireless Microphone System with the model numbers below : 1) Shure GLXD24/BETA58A..10 Units 2) Shure GLXD24/SM86.10 Units Please advise price and availability. Payment by credit card as soon as we receive the final total cost. Shipping to be determined but expedite delivery is requested for long lead-time. I look forward to your response asap. Regards, Dan Foster Director of Purchasing Services North West Trading Company Inc 6807 Theall Rd,Houston Tx 77066 Tel:832-743-5140 Fax:915-974-388

Good Afternoon: Our Company, as resellers, is interested in receiving a proposal from you for the following item (s): 2ea 2V Battery 530Ah, PVX-5340T Brand: Sunxtender The deadline to submit a proposal to our customer is (10/29/2015) at: 4:00 pm. Please let us know the following info in your proposal: -Price -Lead time - Shipping weight -Payment options -Brand -Delivery terms (zip code if applies and place) Looking forward to hearing from you soon. Leidy Larrans Pallares Gold Services Inc. 5421 Sw 184th Way| Miramar | Florida | 33029 Office (305)-395-6271 || Fax (786)-524-0126 Mail

Hello, We came across your company on a search engine in our search for AGM Batteries (12V/100Ah) and would like to know if you have them in stock and can supply us. Do let us know your methods of payment when replying this mail. Best regards, Anderson Moore Pluto Innovations LLC 535 E Crescent Dr, Palo Alto, CA 94301

Hello sales, Order Inquiry Am Daniel Smith , I am American citizen residing in Brisbane in Australia and will like to place an order on some products,but i have a personal shipping company that will be responsible for the pick up of my order,and also do you accept Visa or Master card as method of payment. Kindly get back to me with your website so that we can proceed. Thank you. Daniel Smith Merit Shopping Store +61(0)7 3301 4531 Street Address: 373 Ann St,Brisbane city, Queensland,Australia 4000

Hello, Greetings to you, Do you ship your Products to Philippines? Do you accept Credit Card? Please kindly reply back to the below email. Athos Hellas Sales Manager

Hello sir, Find attached our purchase order so that you will know if you can supply the quantity of goods required. Thank You! Best Regards, Mrs Sabina Tony (Purchasing Manager) CITIC GROUP LIMITED.

This is one of the BOLDEST scammers yet. They are using the address of a legitimate electrical business, but they are NOT that business. They even have a phony up and running dot com website. Their initial contact (MO) is to use a phone and call the company (you) they are trying to scam first.:   Good day We just want to find out if you can supply us 20pcs of any brand 12volt 260 ah AGM batteries for a project. We can also arrange a direct pick up from you so that you don't have to worry about the shipping to our project Resource Team Mgr. Name;Mark Lasting Solution Inc 5110 Hollywood Avenue Shreveport,LA 71133 727 317 1332

Hello, Please kindly advice if you ship to Australia and accept US credit cards. Thank you. Christine

Please kindly advice if you ship to Australia and accept US credit cards. Christine

Hello Sales, I am interested in your products,I located in Tahiti,what type of credit card you accept for payment can you give me your website for reconfirmed of your product list and also inform you that i have a personal shipping agent that i worked with for years now due to problem when bringing down orders to this location every time.I await your quick response. Damen Rob

Please kindly advice if you ship to Australia and accept US credit cards. SHERRY

Good Morning Sales, This is David Stewart from Ocean Side LLC, We are interested in buying some items in your store, but firstly we want to know if you ship to a sister company of ours at Nadi, Republic of Fiji Islands and if you do accept all majors of credit card. Get back to us soonest on email David Stewart - Chief Executive Officer Owner

Please quote below as soon as possible. Quote to include total weight, delivery time and shipping cost. Louise M. Stefani STAR TRADE INTERNATIONAL, LLC

Find the attached specifications Careful, this one had a virus in a word document in the purchase order. Send your proforma Invoice and do get back to me with your quotations asap. An Official order placement will follow as soon as possible. But note that we have restructured the order so the first order will not exceed 20-40feet containers. Note: Download attached documents for best view. Amen La Binish Maxim Crane Works, L.P.

I would like to place an order before i can proceed I will like to know if you do ship to Tuvalu Island? let me know ASAP Chris Muller

Hello, Do you ship to Australia and accept USA credit cards as a form of payment?.your prompt response is esteemed. Henry Jones Elders Limited

↑ Recommend ZRD